Tax Implications of the Affordable Health Care for America Act

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The U.S. House of Representatives recently passed HR3962: the Affordable Health Care for America Act of 2009. The legislation is thousands of pages long, making it difficult for regular taxpayers to understand how the bill will affect them.

Tax Penalties

The new legislation is very expensive, and Congress has come up with a number of ways to pay for it. First of all, there will be a shared responsibility provision that basically forces taxpayers who cannot establish acceptable health care coverage to pay an additional 2.5% tax. There will be a hardship exception though, for taxpayers who cannot afford to pay the tax.

Payroll Penalty

In addition to a penalty on taxpayers who cannot afford coverage, the government will also assess an 8% payroll tax on businesses that do not offer health insurance to their employees. However, it is widely expected that the penalty will be reduced to 5% when the Senate revises the bill.

Millionaire Surtax

One of the largest sources of funding for the reform bill is a new surtax on individuals making more than $500,000 per year, of couples making over $1 million. In the House’s bill, beginning in 2010 all taxpayers making a qualifying amount will be subject to a massive 5.4% tax increase.

Inflation Increases

In addition to adding heft tax increases, the bill also partially repeals tax indexing for inflation. This will result in more money for the Federal government as the years go by. According to the Joint Tax Committee the surcharge is only expected to generate $30.9 billion in 2011, but nearly $70 billion in 2019.

Passage into Law?

The present version of this bill is not likely to get passed into law. Despite President Obama’s optimistic stance, some Senators are already pronouncing the bill dead on arrival. Although there has been a lot of discussion about this health care reform bill, it could be months before even a highly amended version of it becomes law. The Senate is not going to vote on the bill until at least 2010, and since they are expected to make numerous modifications it will likely need to return to the House for another vote. It could be six months from now before a health care bill goes to President Obama’s desk for a signature.

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Hmb Best Of Muscle Building Supplements For Senior Fitness

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Muscle Building Supplements for Seniors

Very few muscle building supplements are developed with seniors in mind. Bodybuilding sites focus on the young and overly muscled. Experts also promote supplements as if they are effective regardless of age. The often ignored issue is the age-related limitations on supplements.

This issue also seems to be the case with the increasingly popular use of branched-chain amino acids (BCAAs) as muscle building supplements. However, a key metabolite of leucine, which is one of the BCAAs, is turning out to be an exception. This metabolite, beta-hydroxy-beta-methylbutyrate (HMB) does, indeed, have a comparable effect for building muscle mass in older vs. younger adults.

Key Research on HMB

The following key study is one of the very few that entail senior subjects. It addresses the effects of HMB in 70-year old adults. Here are the reference details of the study:

Vukovich MD, Stubbs NB, Bohlken RM. Body composition in 70-year-old adults responds to dietary beta-hydroxy-beta-methylbutyrate similarly to that of young adults. J Nutr. 2001 Jul;131(7):2049-52.

Fifteen men and sixteen women, average age 70 years, were randomly assigned in a double-blind study to receive either capsules containing a placebo or HMB at 3 grams per day for 8 weeks. At the end of 8 weeks, HMB supplementation tended to increase fat-free mass gain, increased the percentage of body fat loss. CT scans also indicated a greater decrease in the percentage of body fat with HMB supplementation.

The authors concluded that changes in body composition can be accomplished in 70-y-old adults participating in a strength training program, as previously demonstrated in young adults, when HMB is supplemented daily.

Key Age Comparison for Senior Fitness

The authors of this study provided a comparison that is often missing in published studies. It is one thing to say that results have been comparable across several studies. However, these authors provided an analysis of several other studies and showed that results with 70-year-old adults were comparable to studies of subjects in their 20s.

All of the studies in this comparison showed a net weekly increase in percent Fat Free Mass with HMB supplements. The current study shows that 70-year olds might even expect a little bit better than average increase in comparison with the 20-somethings.

That, dear readers, is a rarity regarding aging. And quite a pleasant one for me as I approach that milestone in the next few years.

Baba Ramdev Yoga And Home Remedies For High Blood Pressure

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Blood pressure is nothing but the rate at which the blood is circulated by the heart throughout the body. A condition of high blood pressure is when the force of the blood is very heavy. Also known as hypertension, it’s one of the most common problems faced by people of this age. Try to take care if you have symptoms of high blood pressure like head pain, lightheaded, shivering and worn-out easily.
There are many treatments for high blood pressure. In this article we are going to cover the home-made remedies and also the yoga suggested by Swami Ramdev Baba for the same. To begin with home remedies should be considered. Chew a clove of garlic daily in empty stomach along with a glass of water. This is the best remedy for high blood pressure.
Having pepper powder in tepid water just like tea also helps. This is a natural remedy to lower blood pressure. First thing in the morning on an empty stomach eat a papaya for positive results. Walking for at least 30 min with out shoes will also help in bringing down the high blood pressure. You can reduce blood pressure by eating steamed potatoes.
Swami Ramdev Baba suggests the practice of yoga to reduce blood pressure without out any drugs and almost immediately. Pranayama has many benefits and since it uses only breathing techniques, it’s easy to practice too. Apart from other exercises Ujjayi Pranayama, Nadishodhan Pranayam are more beneficial. A breath seizing exercise called Kumbhaka should not be practised by high BP patients.
I advise you to follow these simple yoga exercises and natural remedies to help reduce and control of your high BP. One should undertake yoga first thing in the morning on an empty stomach. Keep a watch on your blood pressure along with a regular visit to your doctor frequently. We aspire that you will find this writeup very valuable.

Laughter Therapy A Natural Way To Cure Yourself

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There are no two opinions that the laughter is healthy for the body and mind. The laugher therapy is a process in which laughter is used as therapeutic tool to heal human body and emotions. Laughter is an expression of happiness that gives people ceaseless enjoyment and produces humor. The Laughter therapy not only attracts others to the people who laughs openly but also strengthens relationships and helps people to resolve their inner conflicts. There are several advantages of using this laughter process which include health, mental and social benefits through which people can get rid of their stress and feel rejuvenated.

Health advantages: The first and the foremost advantage that we can get from the Laughter therapy is the relief from stress. It is a stress-busting technique that relieves stress and ensures safety from all heart and blood pressure related diseases and problems. Lung capacity and oxygen levels in the blood can be improved through the proper use of the therapy. The therapy helps in the production of bodys natural pain killer hormones like cortisol, epinephrine and endorphins to reduce and the intensity of arthritic pain and muscular spasms. There are evidences that the therapy helps to cure insomnia, migraines, allergies and ulcers. The therapy is also useful in reducing heart rate and stimulating appetite and digestion.

Mental advantages: The Laughter therapy puts wide-ranging effects on us psychologically and physiologically and gives us quick relief from stress. It not only develops your inner and outer personality but also enhances your leadership qualities. Laughter is a panacea that affects mood directly and keeps all negative emotions away from us. Neurologists suggest that one minute of laughter can give the body upto 45 minutes of therapeutic relaxation. It is said that a person who laughs openly copes with odd situations well.

Social advantages: Researches conducted by scientists show that the Laughter therapy improves interpersonal relationship and resolves conflicts between people. When a tense person meets a person who uses to laugh while meeting people, he founds himself in a state of happiness and takes things lightly. It is admitted that people with a strong sense of humor are less affected by the negative effects of stress.

To know more about laughter yoga, yoga of laughter, laughter therapy and laughing yoga, log on to the Internet and find several web sites that offer detailed and in-depth information on the positive effects of the laughter on the health and mind of humans.

Halal Vitamins-vitamins According To Islamic Guidelines

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People are relying on vitamins and dietary supplements for keeping good health. Though these vitamins do not cure any disease, however they make the body capable of fighting the infections. Many vitamins are produced in our body; however, there are certain vitamins which need to be supplied from outside.
The dietary supplements cannot be an alternative to the diet; however, they help people become strong and healthy. With doctors prescribing vitamins and supplements, the demand of Halal Vitamins and supplements is rising among the Muslim communities. The Islam forbids anything which is Haraam. The religion stresses on having pure, clean and healthy body and according to the religion, only Halal food and eatables should be taken. Realizing the need to have Halal Vitamins and Islamic Halal Vitamins D, many pharmacists have come up with Halal products.

The Vitamin D is one of the most useful nutritional tools and helps in improving health. Most of the people suffer from deficiency of vitamin D and therefore, doctors or nutritionists often prescribe Vitamin D capsules. Muslims usually avoid taking these capsules which are made of gelatin, a product made from pork. Even the Vitamin D has certain ingredients which are Haraam and are disapproved by Islam. Similarly Omega 3 Fish oil pills are usually prescribed by nutritionists for various health benefits, but, the Muslim community hesitates in taking the pills because these pills contain Haaram ingredients. Knowing that Omega 3 Fish oil prevents heart diseases, lowers Cholesterol and reduces blood pressure, many companies have come up with Omega 3 fish oils pills made with Halal ingredients. These pills increase growth hormones, reduce blood clotting, and suppress inflammation.

As many companies are offering Halal Vitamins and Omega 3 fish oils pills, it become difficult to choose a supplier that offers genuine Halal products. Halal Nutritional Center, HNC, is a registered producer and distributor that supplies 100% Halal products, which are made as per Islamic guidelines. The company is providing Halal dietary supplements; Omega 3 fish oils pills, prenatal supplements, Islamic Halal vitamin D, and other health supplements. All these products are manufactured by using Halal ingredients and processes. These products do not have any animal derivatives such as gelatin and alcohol. The materials and ingredients are derived from vegetables, fish, and Halal bovine sources. HNC is approved and certified by the Islamic Society of North America and American Halal Foundation. To know more about them, visit www.myhalalcenter.com.

How To Make Home Made Healthy Slim Shake

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There is hype about the use of a slim shake and everyone is running behind to get a good one that can trim the body instantly and keep it this way for long. The problem that is experienced by almost everyone is that how to choose the best shake for losing the body slim. The solution to this problem is very easy that is to make your own healthy slim shake.
Make Your Own Slim Shake On the very first step you have to slice up all the fruits chosen for the shake and cut the fruits into small pieces so that the blender can blend them in a smooth consistency. The variety of fruits should be chosen for the shake to have taste and variety of nutrients. The fruits enriched in fiber should be on the priority to be added in the shake because fiber promotes weight loss. Ice cubes should be also of smaller size that you want to add in the shake so that your blender can work effectively to prepare a smooth shake. Instead of ice cubes frozen fruits can be added into the shake as well. Don’t forget to blend the hard ingredients first so that they can be well blended and you can get a sack of good consistency. Now you have to add liquid in the shake and it can be a low fat or fat free yogurt with vanilla, strawberry or the flavor of your choice. A juice can also be included in it and don’t forget to add the unsweetened juice because the added sugar in the juices increase the calorie count. The good idea is to add the powder of a good quality slim shake powder to mix up all the ingredients which promote weight loss. There are some slim shakes of natural ingredients to promote healthy weight loss so adding a scoop of this powder is going to add up in the nutritional value as well as the effectiveness of the shake. Addition of whey protein in the shake is so useful for weight loss because it is present in almost all the shakes available in the market for weight loss. So if you add it in your shake it is going to be a healthy slim shake for you. Enjoy the healthy and delicious slim shake of your own choice right now, and don’t wait any more to reduce your body weight.

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What are the best meditation cd’s for guided meditation

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Learning how to meditate using guided meditation cd’s is an option that appeals to many meditation beginners. The question is most often asked “What are the best meditation cd’s for guided meditation?” Many meditation cd’s explore a number of different guided meditation and relaxation techniques for many goals. Fortunately, the best meditation cd’s for guided meditation are readily available to the beginning meditation practitioner and very advanced technology to teach beginners how to meditate.

Learning how to meditate can improve and create a unique ability of internal observation. This ability to be an internal observer will help you notice certain body reactions such as tenseness and clenching of your jaw when you feel anxiety and stress. Once this behavior has been observed, and you’ve determined that it is not desirable, you can release the tension.

Let’s explore a few of what are widely recognized as some of the best meditation cd’s for guided meditation for beginners.

Monroe’s Hemi-Sync Gateway Experience Waves

Hemi-sync Meditation CD’s are a popular series of audible guided meditation aids for the beginning practitioner. There is a small field of meditation technology to show you what meditation feels like. Many people agree that in just a short time, levels of success can be achieved with meditation that would typically take months.

The term hemisync simply means hemispheric synchronization. Within this process your brainwaves are synched allowing you to enter a whole brain wave state. There have been many reputable studies published that have proven this is an optimal ‘way of being’ for your brain. The Hemi-sync Gateway Waves are widely considered one of the best meditation cd’s aimed toward beginners.

Experience Meditation Today

This series of cds take a somewhat different approach than others using a calm, passive way to learn how to meditate. The process they use is called hemispheric synchronization that helps both sides of the brain synchronize with the other. The music these cd’s play create relaxing white noise, and in the background you hear calming tones that are heard by the brain. Those tones or hums then create a third tone that naturally guides you to a meditative state. They are considered amongst the best meditation cd’s for guided meditation along with the Hemi-Sync Gateway Waves.

Healthy Chicken Recipes

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People strive to find recipes that provide delicious and healthy food. Health-conscious people focus on preparing low-fat dishes that are delicious and easily prepared. Chicken is an excellent source of protein and at the same time low in fat. Using healthy chicken recipes will significantly lower the blood cholesterol, thereby improving your overall health and fitness level. People love this versatile meat, which can be prepared in various lip-smacking forms.

Be it a healthy chicken salad or any other chicken recipe, choosing the right chicken for your dish is very important .If you opt for the cheap battery-reared chicken, you will get a greasy and stringy dish with a flat taste. These chickens are fed on a high-calorie diet that gives them a lot of fat but no muscle. On the other hand, choosing an organic chicken will give you firm and full-flavored meat. Organic birds are raised on a better diet and roam free under better and more humane conditions. This chicken will obviously cost more but will give you better taste and quality.

To further decrease the level of fat, you can trim off some areas, especially on the thighs, and enjoy a healthier meal. You should never leave raw chicken at room temperature. To prevent contamination, always wash chicken with cold water. Store it in the coldest part of the refrigerator and use within two days. Similarly, cooked chicken shouldnt be left out for more than two hours. Frozen chicken can easily sit in your freezer for one year without any harm.

A little creativity in your kitchen can whip up new low-fat and healthy chicken recipes for your entire family. If you cannot find a particular ingredient, try replacing it with some substitute and see the all-new dish prepared exclusively by you. While preparing food, follow basic safety rules and avoid accidents in your kitchen. This will ensure you safely prepare tasty meals for everyday consumption focused towards a healthy and long life.